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Roxboro Savings Bank, SSB

Roxboro Savings Bank, SSB
RSSD ID 472979 | CERTIFICATE 28471 | ABA NUMBER 253171294
313 S Main St Quarter Ended : 2026-03-31
Roxboro, North Carolina, 27573 Updated : 2026-04-27
WWW.ROXBOROSAVINGS.COM

Institution Profile
Year Opened : 1923 Institution Type : Stock and Mutual Savings bank
Entity Type : State Federal Regulator : FDIC
Member Federal Reserve : No S-Corp : No
Fiduciary Powers : Yes Powers Exercised : No
Filing Type : 051
Specialization : Mortgage Lending Specialization
Number of Offices : 2 Number of Employees : 33

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total Assets358,491
Total Interest Income4,123
Total Liabilities298,054
Total NonInterest Income335
Total Bank Equity Capital60,437
Total Interest Expense1,447
Total Deposits289,830
Total NonInterest Expense1,797
Net Loans & Leases201,217
Net Income811
Loan Loss Allowance2,550
Net Charge Offs0



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Total capital69,284
Total loans201,257
Total assets for the leverage ratio352,636
Loans secured by real estate:199,085
Tier 1 Leverage Ratio19.03
Commercial and industrial loans2,215
Tier 1 Capital Ratio38.68
Loans to individuals - Credit Cards0
Total Capital Ratio39.94
Loans to individuals - Other515





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury