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 Roxboro Savings Bank, SSB
Roxboro Savings Bank, SSB
| RSSD ID 472979 | CERTIFICATE 28471 | ABA NUMBER 253171294 |
| 313 S Main St |
Quarter Ended : |
2025-12-31 |
| Roxboro, North Carolina, 27573 |
Updated : |
2026-02-12 |
| Institution Profile |
| Year Opened : |
1923 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
33 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 349,767 |
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Total Interest Income | 15,982 |
| Total Liabilities | 290,196 |
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Total NonInterest Income | 1,131 |
| Total Bank Equity Capital | 59,571 |
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Total Interest Expense | 5,769 |
| Total Deposits | 281,695 |
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Total NonInterest Expense | 7,159 |
| Net Loans & Leases | 198,015 |
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Net Income | 3,168 |
| Loan Loss Allowance | 2,423 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 68,432 |
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Total loans | 198,650 |
| Total assets for the leverage ratio | 350,372 |
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Loans secured by real estate: | 196,032 |
| Tier 1 Leverage Ratio | 18.92 |
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Commercial and industrial loans | 2,123 |
| Tier 1 Capital Ratio | 38.91 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 40.16 |
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Loans to individuals - Other | 496 |
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:· Roxboro Savings Bank, SSB
