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 South Central Bank, Inc.
South Central Bank, Inc.
| RSSD ID 473042 | CERTIFICATE 5854 | ABA NUMBER 83905012 |
| 208 S Broadway St |
Quarter Ended : |
2025-03-31 |
| Glasgow, Kentucky, 42141 |
Updated : |
2025-05-02 |
| WWW.SOUTHCENTRALBANK.COM |
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| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
27 |
Number of Employees : |
276 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,973,053 |
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Total Interest Income | 26,549 |
| Total Liabilities | 1,797,030 |
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Total NonInterest Income | 2,874 |
| Total Bank Equity Capital | 176,023 |
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Total Interest Expense | 10,572 |
| Total Deposits | 1,748,258 |
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Total NonInterest Expense | 11,007 |
| Net Loans & Leases | 1,514,439 |
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Net Income | 5,758 |
| Loan Loss Allowance | 15,311 |
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Net Charge Offs | 242 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 210,334 |
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Total loans | 1,529,476 |
| Total assets for the leverage ratio | 1,958,766 |
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Loans secured by real estate: | 1,347,193 |
| Tier 1 Leverage Ratio | 9.92 |
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Commercial and industrial loans | 138,231 |
| Tier 1 Capital Ratio | 11.97 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.95 |
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Loans to individuals - Other | 19,244 |
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:· South Central Bank, Inc.
