|
 |
|
|
 South Central Bank, Inc.
South Central Bank, Inc.
| RSSD ID 473042 | CERTIFICATE 5854 | ABA NUMBER 83905012 |
| 208 S Broadway St |
Quarter Ended : |
2025-12-31 |
| Glasgow, Kentucky, 42141 |
Updated : |
2026-02-05 |
| www.southcentralbank.com |
|
| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
27 |
Number of Employees : |
291 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,090,375 |
|
Total Interest Income | 113,346 |
| Total Liabilities | 1,896,011 |
|
Total NonInterest Income | 13,516 |
| Total Bank Equity Capital | 194,364 |
|
Total Interest Expense | 41,891 |
| Total Deposits | 1,789,533 |
|
Total NonInterest Expense | 49,764 |
| Net Loans & Leases | 1,651,862 |
|
Net Income | 25,252 |
| Loan Loss Allowance | 16,716 |
|
Net Charge Offs | 363 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 225,198 |
|
Total loans | 1,650,746 |
| Total assets for the leverage ratio | 2,071,316 |
|
Loans secured by real estate: | 1,473,063 |
| Tier 1 Leverage Ratio | 10.04 |
|
Commercial and industrial loans | 133,514 |
| Tier 1 Capital Ratio | 12.09 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.1 |
|
Loans to individuals - Other | 18,206 |
|
|
|
|
:· South Central Bank, Inc.
