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 Valley Bank of Kalispell
Valley Bank of Kalispell
| RSSD ID 473257 | CERTIFICATE 1980 | ABA NUMBER 92902297 |
| 41 3rd St W |
Quarter Ended : |
2025-03-31 |
| Kalispell, Montana, 59901 |
Updated : |
2025-04-23 |
| www.valleybankmt.com |
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| Institution Profile |
| Year Opened : |
1911 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
30 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 195,329 |
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Total Interest Income | 2,784 |
| Total Liabilities | 180,139 |
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Total NonInterest Income | 207 |
| Total Bank Equity Capital | 15,190 |
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Total Interest Expense | 996 |
| Total Deposits | 179,136 |
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Total NonInterest Expense | 1,350 |
| Net Loans & Leases | 133,961 |
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Net Income | 472 |
| Loan Loss Allowance | 2,098 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 133,066 |
| Total assets for the leverage ratio | 195,897 |
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Loans secured by real estate: | 103,733 |
| Tier 1 Leverage Ratio | 9.68 |
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Commercial and industrial loans | 19,517 |
| Off Balance Sheet Exposures (%) | 20.04 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 10,688 |
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:· Valley Bank of Kalispell
