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Texas First Bank
Texas First Bank
| RSSD ID 473266 | CERTIFICATE 23799 | ABA NUMBER 113110256 |
| 3232 Palmer Hwy |
Quarter Ended : |
2025-09-30 |
| Texas City, Texas, 77590 |
Updated : |
2025-10-29 |
| texasfirst.bank |
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| Institution Profile |
| Year Opened : |
1982 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
27 |
Number of Employees : |
268 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 2,320,015 |
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Total Interest Income | 85,571 |
| Total Liabilities | 2,087,934 |
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Total NonInterest Income | 8,016 |
| Total Bank Equity Capital | 232,081 |
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Total Interest Expense | 26,900 |
| Total Deposits | 2,023,887 |
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Total NonInterest Expense | 42,227 |
| Net Loans & Leases | 1,311,235 |
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Net Income | 24,576 |
| Loan Loss Allowance | 16,518 |
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Net Charge Offs | 390 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 256,990 |
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Total loans | 1,297,177 |
| Total assets for the leverage ratio | 2,333,485 |
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Loans secured by real estate: | 1,013,437 |
| Tier 1 Leverage Ratio | 10.2 |
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Commercial and industrial loans | 209,388 |
| Tier 1 Capital Ratio | 14.39 |
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Loans to individuals - Credit Cards | 2,675 |
| Total Capital Ratio | 15.54 |
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Loans to individuals - Other | 7,388 |
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