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Texas First Bank
Texas First Bank
| RSSD ID 473266 | CERTIFICATE 23799 | ABA NUMBER 113110256 |
| 3232 Palmer Hwy |
Quarter Ended : |
2025-12-31 |
| Texas City, Texas, 77590 |
Updated : |
2026-01-28 |
| texasfirst.bank |
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| Institution Profile |
| Year Opened : |
1982 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
27 |
Number of Employees : |
279 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 2,357,533 |
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Total Interest Income | 115,684 |
| Total Liabilities | 2,116,705 |
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Total NonInterest Income | 12,378 |
| Total Bank Equity Capital | 240,828 |
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Total Interest Expense | 35,105 |
| Total Deposits | 2,056,915 |
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Total NonInterest Expense | 56,928 |
| Net Loans & Leases | 1,272,305 |
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Net Income | 34,389 |
| Loan Loss Allowance | 16,663 |
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Net Charge Offs | 415 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 263,637 |
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Total loans | 1,307,659 |
| Total assets for the leverage ratio | 2,367,833 |
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Loans secured by real estate: | 1,046,772 |
| Tier 1 Leverage Ratio | 10.32 |
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Commercial and industrial loans | 191,247 |
| Tier 1 Capital Ratio | 15.45 |
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Loans to individuals - Credit Cards | 2,456 |
| Total Capital Ratio | 16.67 |
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Loans to individuals - Other | 6,850 |
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