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 Berkshire Bank
Berkshire Bank
| RSSD ID 473501 | CERTIFICATE 23621 | ABA NUMBER 211871691 |
| 24 North St |
Quarter Ended : |
2025-06-30 |
| Pittsfield, Massachusetts, 01201 |
Updated : |
2025-08-14 |
| www.berkshirebank.com |
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| Institution Profile |
| Year Opened : |
1846 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
86 |
Number of Employees : |
1,158 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 12,027,717 |
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Total Interest Income | 299,776 |
| Total Liabilities | 10,847,128 |
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Total NonInterest Income | 41,269 |
| Total Bank Equity Capital | 1,180,589 |
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Total Interest Expense | 114,473 |
| Total Deposits | 10,140,784 |
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Total NonInterest Expense | 136,431 |
| Net Loans & Leases | 9,381,505 |
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Net Income | 59,993 |
| Loan Loss Allowance | 117,344 |
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Net Charge Offs | 6,857 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 1,382,696 |
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Total loans | 9,486,350 |
| Total assets for the leverage ratio | 11,910,469 |
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Loans secured by real estate: | 7,906,311 |
| Tier 1 Leverage Ratio | 10.59 |
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Commercial and industrial loans | 1,501,380 |
| Tier 1 Capital Ratio | 12.99 |
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Loans to individuals - Credit Cards | 66 |
| Total Capital Ratio | 14.24 |
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Loans to individuals - Other | 78,593 |
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:· Berkshire Bank
