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The First National Bank in Trinidad
The First National Bank in Trinidad
| RSSD ID 474058 | CERTIFICATE 14584 | ABA NUMBER 102100138 |
| 100 E Main St |
Quarter Ended : |
2025-12-31 |
| Trinidad, Colorado, 81082 |
Updated : |
2026-01-14 |
| www.FNBTRINIDAD.COM |
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| Institution Profile |
| Year Opened : |
1875 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
5 |
Number of Employees : |
64 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 258,951 |
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Total Interest Income | 10,683 |
| Total Liabilities | 243,272 |
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Total NonInterest Income | 881 |
| Total Bank Equity Capital | 15,679 |
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Total Interest Expense | 2,046 |
| Total Deposits | 243,103 |
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Total NonInterest Expense | 7,639 |
| Net Loans & Leases | 141,127 |
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Net Income | 1,751 |
| Loan Loss Allowance | 2,105 |
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Net Charge Offs | 1 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 144,838 |
| Total assets for the leverage ratio | 260,753 |
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Loans secured by real estate: | 139,371 |
| Tier 1 Leverage Ratio | 10.53 |
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Commercial and industrial loans | 3,291 |
| Off Balance Sheet Exposures (%) | 2.44 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,320 |
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