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 Villa Grove State Bank
Villa Grove State Bank
| RSSD ID 474245 | CERTIFICATE 9273 | ABA NUMBER 71119807 |
| 10 N Main St |
Quarter Ended : |
2025-12-31 |
| Villa Grove, Illinois, 61956 |
Updated : |
2026-01-13 |
| www.villagrovestatebank.com |
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| Institution Profile |
| Year Opened : |
1919 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
2 |
Number of Employees : |
17 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 84,122 |
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Total Interest Income | 4,303 |
| Total Liabilities | 73,739 |
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Total NonInterest Income | 126 |
| Total Bank Equity Capital | 10,383 |
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Total Interest Expense | 1,180 |
| Total Deposits | 73,375 |
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Total NonInterest Expense | 1,961 |
| Net Loans & Leases | 56,261 |
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Net Income | 1,223 |
| Loan Loss Allowance | 832 |
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Net Charge Offs | 15 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 57,419 |
| Total assets for the leverage ratio | 85,750 |
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Loans secured by real estate: | 41,384 |
| Tier 1 Leverage Ratio | 12.11 |
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Commercial and industrial loans | 4,841 |
| Off Balance Sheet Exposures (%) | 5.88 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,232 |
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:· Villa Grove State Bank
