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Villa Grove State Bank
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Villa Grove State Bank
| RSSD ID 474245 | CERTIFICATE 9273 | ABA NUMBER 71119807 |
| 10 N Main St |
Quarter Ended : |
2026-03-31 |
| Villa Grove, Illinois, 61956 |
Updated : |
2026-04-07 |
| www.villagrovestatebank.com |
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| Institution Profile |
| Year Opened : |
1919 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
2 |
Number of Employees : |
17 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 89,018 |
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Total Interest Income | 1,099 |
| Total Liabilities | 78,434 |
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Total NonInterest Income | 20 |
| Total Bank Equity Capital | 10,584 |
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Total Interest Expense | 287 |
| Total Deposits | 78,058 |
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Total NonInterest Expense | 466 |
| Net Loans & Leases | 53,325 |
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Net Income | 350 |
| Loan Loss Allowance | 862 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 55,153 |
| Total assets for the leverage ratio | 88,029 |
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Loans secured by real estate: | 39,289 |
| Tier 1 Leverage Ratio | 12.02 |
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Commercial and industrial loans | 4,617 |
| Off Balance Sheet Exposures (%) | 5.45 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,157 |
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