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 Huron Community Bank
Huron Community Bank
| RSSD ID 475345 | CERTIFICATE 11810 | ABA NUMBER 72403994 |
| 301 Newman St |
Quarter Ended : |
2025-03-31 |
| East Tawas, Michigan, 48730 |
Updated : |
2025-04-21 |
| www.bankhcb.com |
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| Institution Profile |
| Year Opened : |
1927 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
70 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 305,148 |
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Total Interest Income | 3,423 |
| Total Liabilities | 282,242 |
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Total NonInterest Income | 226 |
| Total Bank Equity Capital | 22,906 |
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Total Interest Expense | 864 |
| Total Deposits | 276,617 |
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Total NonInterest Expense | 2,308 |
| Net Loans & Leases | 165,786 |
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Net Income | 347 |
| Loan Loss Allowance | 2,688 |
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Net Charge Offs | 3 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 31,009 |
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Total loans | 163,913 |
| Total assets for the leverage ratio | 308,158 |
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Loans secured by real estate: | 125,607 |
| Tier 1 Leverage Ratio | 9.22 |
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Commercial and industrial loans | 23,462 |
| Tier 1 Capital Ratio | 13.6 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.85 |
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Loans to individuals - Other | 5,102 |
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:· Huron Community Bank
