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Community Savings
Community Savings
| RSSD ID 476472 | CERTIFICATE 27969 | ABA NUMBER 244170259 |
| 425 Main St |
Quarter Ended : |
2025-09-30 |
| Caldwell, Ohio, 43724 |
Updated : |
2025-10-24 |
| www.mycommunitysavings.com |
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| Institution Profile |
| Year Opened : |
1885 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
62 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 298,207 |
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Total Interest Income | 16,005 |
| Total Liabilities | 263,302 |
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Total NonInterest Income | 2,792 |
| Total Bank Equity Capital | 34,905 |
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Total Interest Expense | 6,219 |
| Total Deposits | 245,867 |
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Total NonInterest Expense | 8,854 |
| Net Loans & Leases | 232,991 |
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Net Income | 2,279 |
| Loan Loss Allowance | 2,949 |
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Net Charge Offs | 62 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 235,395 |
| Total assets for the leverage ratio | 285,877 |
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Loans secured by real estate: | 230,623 |
| Tier 1 Leverage Ratio | 11.09 |
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Commercial and industrial loans | 0 |
| Off Balance Sheet Exposures (%) | 0.8 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,645 |
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