|
 |
|
|
 Consumers National Bank
Consumers National Bank
| RSSD ID 477321 | CERTIFICATE 19482 | ABA NUMBER 41201143 |
| 614 E Lincolnway |
Quarter Ended : |
2025-12-31 |
| Minerva, Ohio, 44657 |
Updated : |
2026-01-28 |
| www.consumers.bank |
|
| Institution Profile |
| Year Opened : |
1965 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
22 |
Number of Employees : |
192 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,211,874 |
|
Total Interest Income | 55,853 |
| Total Liabilities | 1,125,564 |
|
Total NonInterest Income | 5,736 |
| Total Bank Equity Capital | 86,310 |
|
Total Interest Expense | 18,680 |
| Total Deposits | 1,089,119 |
|
Total NonInterest Expense | 29,799 |
| Net Loans & Leases | 863,615 |
|
Net Income | 9,778 |
| Loan Loss Allowance | 8,777 |
|
Net Charge Offs | 537 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 109,915 |
|
Total loans | 858,915 |
| Total assets for the leverage ratio | 1,217,133 |
|
Loans secured by real estate: | 605,897 |
| Tier 1 Leverage Ratio | 8.28 |
|
Commercial and industrial loans | 111,093 |
| Tier 1 Capital Ratio | 10.94 |
|
Loans to individuals - Credit Cards | 80 |
| Total Capital Ratio | 11.94 |
|
Loans to individuals - Other | 117,634 |
|
|
|
|
:· Consumers National Bank
