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High Country Bank
High Country Bank
| RSSD ID 479370 | CERTIFICATE 29783 | ABA NUMBER 302170463 |
| 7360 W Us Highway 50 |
Quarter Ended : |
2025-12-31 |
| Salida, Colorado, 81201 |
Updated : |
2026-01-26 |
| www.highcountrybank.net |
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| Institution Profile |
| Year Opened : |
1886 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
96 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 532,976 |
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Total Interest Income | 29,849 |
| Total Liabilities | 485,139 |
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Total NonInterest Income | 2,037 |
| Total Bank Equity Capital | 47,837 |
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Total Interest Expense | 7,031 |
| Total Deposits | 437,306 |
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Total NonInterest Expense | 17,622 |
| Net Loans & Leases | 442,414 |
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Net Income | 4,948 |
| Loan Loss Allowance | 5,298 |
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Net Charge Offs | 50 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 448,089 |
| Total assets for the leverage ratio | 526,189 |
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Loans secured by real estate: | 417,071 |
| Tier 1 Leverage Ratio | 9.3 |
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Commercial and industrial loans | 20,545 |
| Off Balance Sheet Exposures (%) | 12.05 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,434 |
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