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Commercial State Bank
Commercial State Bank
| RSSD ID 479754 | CERTIFICATE 13819 | ABA NUMBER 104103900 |
| 519 E Broadway St |
Quarter Ended : |
2025-09-30 |
| Wausa, Nebraska, 68786 |
Updated : |
2025-10-04 |
| wausabank.com |
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| Institution Profile |
| Year Opened : |
1925 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
23 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 248,556 |
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Total Interest Income | 11,262 |
| Total Liabilities | 225,596 |
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Total NonInterest Income | 624 |
| Total Bank Equity Capital | 22,960 |
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Total Interest Expense | 4,922 |
| Total Deposits | 223,242 |
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Total NonInterest Expense | 3,569 |
| Net Loans & Leases | 204,452 |
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Net Income | 2,999 |
| Loan Loss Allowance | 2,287 |
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Net Charge Offs | 42 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 202,792 |
| Total assets for the leverage ratio | 247,033 |
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Loans secured by real estate: | 140,975 |
| Tier 1 Leverage Ratio | 9.4 |
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Commercial and industrial loans | 38,285 |
| Off Balance Sheet Exposures (%) | 0 |
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Loans to individuals - Credit Cards | 44 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 9,243 |
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