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 Park State Bank & Trust
Park State Bank & Trust
| RSSD ID 480059 | CERTIFICATE 19381 | ABA NUMBER 102101250 |
| 710 W Us Highway 24 |
Quarter Ended : |
2025-12-31 |
| Woodland Park, Colorado, 80863 |
Updated : |
2026-01-16 |
| www.psbtrust.bank |
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| Institution Profile |
| Year Opened : |
1965 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
30 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 161,461 |
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Total Interest Income | 8,940 |
| Total Liabilities | 145,179 |
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Total NonInterest Income | 1,379 |
| Total Bank Equity Capital | 16,282 |
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Total Interest Expense | 2,023 |
| Total Deposits | 144,729 |
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Total NonInterest Expense | 6,102 |
| Net Loans & Leases | 106,145 |
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Net Income | 2,015 |
| Loan Loss Allowance | 1,249 |
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Net Charge Offs | 3 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 19,425 |
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Total loans | 104,760 |
| Total assets for the leverage ratio | 162,758 |
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Loans secured by real estate: | 99,887 |
| Tier 1 Leverage Ratio | 11.2 |
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Commercial and industrial loans | 3,054 |
| Tier 1 Capital Ratio | 19.19 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 20.44 |
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Loans to individuals - Other | 1,819 |
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:· Park State Bank & Trust
