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 1st National Bank
1st National Bank
| RSSD ID 480723 | CERTIFICATE 6646 | ABA NUMBER 42208006 |
| 1000 E Main St |
Quarter Ended : |
2025-12-31 |
| Lebanon, Ohio, 45036 |
Updated : |
2026-01-30 |
| WWW.BANKWITH1ST.COM |
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| Institution Profile |
| Year Opened : |
1907 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
55 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 265,411 |
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Total Interest Income | 12,318 |
| Total Liabilities | 242,519 |
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Total NonInterest Income | 4,997 |
| Total Bank Equity Capital | 22,892 |
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Total Interest Expense | 5,276 |
| Total Deposits | 232,607 |
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Total NonInterest Expense | 10,217 |
| Net Loans & Leases | 178,768 |
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Net Income | 1,766 |
| Loan Loss Allowance | 2,111 |
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Net Charge Offs | 89 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 26,514 |
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Total loans | 188,479 |
| Total assets for the leverage ratio | 266,986 |
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Loans secured by real estate: | 176,978 |
| Tier 1 Leverage Ratio | 9.11 |
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Commercial and industrial loans | 7,668 |
| Tier 1 Capital Ratio | 13.8 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.05 |
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Loans to individuals - Other | 2,221 |
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:· 1st National Bank
