|
 |
|
|
 1st National Bank
1st National Bank
| RSSD ID 480723 | CERTIFICATE 6646 | ABA NUMBER 42208006 |
| 1000 E Main St |
Quarter Ended : |
2025-09-30 |
| Lebanon, Ohio, 45036 |
Updated : |
2025-10-24 |
| WWW.BANKWITH1ST.COM |
|
| Institution Profile |
| Year Opened : |
1907 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
57 |
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 258,804 |
|
Total Interest Income | 9,210 |
| Total Liabilities | 236,613 |
|
Total NonInterest Income | 3,747 |
| Total Bank Equity Capital | 22,191 |
|
Total Interest Expense | 4,054 |
| Total Deposits | 226,858 |
|
Total NonInterest Expense | 7,568 |
| Net Loans & Leases | 184,027 |
|
Net Income | 1,314 |
| Loan Loss Allowance | 2,111 |
|
Net Charge Offs | 53 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 26,071 |
|
Total loans | 189,331 |
| Total assets for the leverage ratio | 258,170 |
|
Loans secured by real estate: | 177,573 |
| Tier 1 Leverage Ratio | 9.24 |
|
Commercial and industrial loans | 6,767 |
| Tier 1 Capital Ratio | 13.49 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.74 |
|
Loans to individuals - Other | 2,557 |
|
|
|
|
:· 1st National Bank
