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Foundation Bank
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Foundation Bank
| RSSD ID 480853 | CERTIFICATE 13955 | ABA NUMBER 84302180 |
| 676 Main St N |
Quarter Ended : |
2026-03-31 |
| Mc Kenzie, Tennessee, 38201 |
Updated : |
2026-05-01 |
| www.foundationbank.org |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
9 |
Number of Employees : |
81 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 218,079 |
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Total Interest Income | 3,802 |
| Total Liabilities | 187,757 |
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Total NonInterest Income | 594 |
| Total Bank Equity Capital | 30,322 |
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Total Interest Expense | 620 |
| Total Deposits | 184,620 |
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Total NonInterest Expense | 2,456 |
| Net Loans & Leases | 111,664 |
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Net Income | 968 |
| Loan Loss Allowance | 2,724 |
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Net Charge Offs | 147 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 113,279 |
| Total assets for the leverage ratio | 213,237 |
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Loans secured by real estate: | 75,394 |
| Tier 1 Leverage Ratio | 14.38 |
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Commercial and industrial loans | 14,098 |
| Off Balance Sheet Exposures (%) | 8.16 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 6,457 |
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