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 Valley Bank of Commerce
Valley Bank of Commerce
| RSSD ID 481159 | CERTIFICATE 22600 | ABA NUMBER 112203122 |
| 217 W 2nd St |
Quarter Ended : |
2025-12-31 |
| Roswell, New Mexico, 88201 |
Updated : |
2026-01-30 |
| valleybankofcommerce.com |
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| Institution Profile |
| Year Opened : |
1978 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
25 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 291,390 |
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Total Interest Income | 19,038 |
| Total Liabilities | 248,757 |
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Total NonInterest Income | 894 |
| Total Bank Equity Capital | 42,633 |
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Total Interest Expense | 2,865 |
| Total Deposits | 248,034 |
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Total NonInterest Expense | 6,064 |
| Net Loans & Leases | 154,301 |
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Net Income | 10,146 |
| Loan Loss Allowance | 2,648 |
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Net Charge Offs | 755 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 44,878 |
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Total loans | 102,016 |
| Total assets for the leverage ratio | 285,421 |
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Loans secured by real estate: | 46,762 |
| Tier 1 Leverage Ratio | 14.94 |
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Commercial and industrial loans | 33,792 |
| Tier 1 Capital Ratio | 23.79 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 25.04 |
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Loans to individuals - Other | 599 |
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:· Valley Bank of Commerce
