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Citizens Bank of West Virginia, Inc.
Citizens Bank of West Virginia, Inc.
RSSD ID 481627 | CERTIFICATE 6760 | ABA NUMBER 51501150
211 3rd St Quarter Ended : 2025-06-30
Elkins, West Virginia, 26241 Updated : 2025-07-23
www.citizenswv.com

Institution Profile
Year Opened : 1924 Institution Type : Commercial bank
Entity Type : State Federal Regulator : FDIC
Member Federal Reserve : No S-Corp : No
Fiduciary Powers : Yes Powers Exercised : Yes
Filing Type : 051
Specialization : Consumer Lending Specialization
Number of Offices : 6 Number of Employees : 94
Related Company Filings Regulator
 CITIZENS FINANCIAL CORP FED

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total Assets682,467
Total Interest Income19,310
Total Liabilities613,344
Total NonInterest Income2,122
Total Bank Equity Capital69,123
Total Interest Expense6,281
Total Deposits601,810
Total NonInterest Expense7,404
Net Loans & Leases534,864
Net Income5,348
Loan Loss Allowance5,363
Net Charge Offs733



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Total capital73,895
Total loans539,703
Total assets for the leverage ratio675,968
Loans secured by real estate:181,435
Tier 1 Leverage Ratio10.13
Commercial and industrial loans30,088
Tier 1 Capital Ratio11.67
Loans to individuals - Credit Cards0
Total Capital Ratio12.6
Loans to individuals - Other297,339





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury