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 Citizens Bank of West Virginia, Inc.
Citizens Bank of West Virginia, Inc.
| RSSD ID 481627 | CERTIFICATE 6760 | ABA NUMBER 51501150 |
| 211 3rd St |
Quarter Ended : |
2025-12-31 |
| Elkins, West Virginia, 26241 |
Updated : |
2026-01-23 |
| www.citizenswv.com |
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| Institution Profile |
| Year Opened : |
1924 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Consumer Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
98 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 704,628 |
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Total Interest Income | 39,758 |
| Total Liabilities | 631,675 |
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Total NonInterest Income | 4,124 |
| Total Bank Equity Capital | 72,953 |
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Total Interest Expense | 12,419 |
| Total Deposits | 620,730 |
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Total NonInterest Expense | 15,512 |
| Net Loans & Leases | 553,532 |
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Net Income | 10,870 |
| Loan Loss Allowance | 5,741 |
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Net Charge Offs | 1,475 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 77,057 |
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Total loans | 554,810 |
| Total assets for the leverage ratio | 690,185 |
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Loans secured by real estate: | 187,436 |
| Tier 1 Leverage Ratio | 10.33 |
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Commercial and industrial loans | 41,643 |
| Tier 1 Capital Ratio | 11.65 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.6 |
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Loans to individuals - Other | 294,452 |
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:· Citizens Bank of West Virginia, Inc.
