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 The Farmers State Bank and Trust Company
The Farmers State Bank and Trust Company
| RSSD ID 481944 | CERTIFICATE 11747 | ABA NUMBER 81201695 |
| 200 W State St |
Quarter Ended : |
2025-12-31 |
| Jacksonville, Illinois, 62650 |
Updated : |
2026-01-29 |
| www.fsbtco.com |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
2 |
Number of Employees : |
49 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 209,289 |
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Total Interest Income | 8,388 |
| Total Liabilities | 180,198 |
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Total NonInterest Income | 2,145 |
| Total Bank Equity Capital | 29,091 |
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Total Interest Expense | 1,387 |
| Total Deposits | 179,665 |
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Total NonInterest Expense | 7,729 |
| Net Loans & Leases | 96,486 |
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Net Income | 1,268 |
| Loan Loss Allowance | 2,301 |
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Net Charge Offs | 178 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 96,052 |
| Total assets for the leverage ratio | 212,028 |
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Loans secured by real estate: | 73,365 |
| Tier 1 Leverage Ratio | 13.76 |
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Commercial and industrial loans | 9,422 |
| Off Balance Sheet Exposures (%) | 2.24 |
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Loans to individuals - Credit Cards | 61 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 10,465 |
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:· The Farmers State Bank and Trust Company
