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 North County Savings Bank
North County Savings Bank
| RSSD ID 482370 | CERTIFICATE 30656 | ABA NUMBER 281971424 |
| 411 W Market St |
Quarter Ended : |
2025-12-31 |
| Red Bud, Illinois, 62278 |
Updated : |
2026-01-16 |
| www.ncsbank.com |
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| Institution Profile |
| Year Opened : |
1887 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
10 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 63,507 |
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Total Interest Income | 2,164 |
| Total Liabilities | 58,505 |
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Total NonInterest Income | 159 |
| Total Bank Equity Capital | 5,002 |
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Total Interest Expense | 895 |
| Total Deposits | 58,279 |
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Total NonInterest Expense | 1,360 |
| Net Loans & Leases | 27,562 |
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Net Income | 85 |
| Loan Loss Allowance | 132 |
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Net Charge Offs | 11 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 5,356 |
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Total loans | 27,552 |
| Total assets for the leverage ratio | 63,622 |
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Loans secured by real estate: | 24,326 |
| Tier 1 Leverage Ratio | 8.21 |
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Commercial and industrial loans | 0 |
| Tier 1 Capital Ratio | 22.2 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 22.76 |
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Loans to individuals - Other | 1,740 |
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:· North County Savings Bank
