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 Jersey State Bank
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Jersey State Bank
| RSSD ID 482446 | CERTIFICATE 12384 | ABA NUMBER 81904468 |
| 1000 S State St |
Quarter Ended : |
2026-06-30 |
| Jerseyville, Illinois, 62052 |
Updated : |
2026-07-30 |
| www.jerseystatebank.com |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
27 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 190,061 |
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Total Interest Income | 4,215 |
| Total Liabilities | 169,071 |
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Total NonInterest Income | 483 |
| Total Bank Equity Capital | 20,990 |
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Total Interest Expense | 1,417 |
| Total Deposits | 167,471 |
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Total NonInterest Expense | 2,279 |
| Net Loans & Leases | 95,084 |
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Net Income | 807 |
| Loan Loss Allowance | 1,453 |
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Net Charge Offs | (4) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 97,069 |
| Total assets for the leverage ratio | 198,471 |
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Loans secured by real estate: | 79,533 |
| Tier 1 Leverage Ratio | 13.3 |
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Commercial and industrial loans | 12,557 |
| Off Balance Sheet Exposures (%) | 0.24 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 919 |
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:· Jersey State Bank
