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 Jersey State Bank
Jersey State Bank
| RSSD ID 482446 | CERTIFICATE 12384 | ABA NUMBER 81904468 |
| 1000 S State St |
Quarter Ended : |
2025-12-31 |
| Jerseyville, Illinois, 62052 |
Updated : |
2026-01-29 |
| www.jerseystatebank.com |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
26 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 198,341 |
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Total Interest Income | 8,011 |
| Total Liabilities | 177,721 |
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Total NonInterest Income | 898 |
| Total Bank Equity Capital | 20,620 |
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Total Interest Expense | 2,848 |
| Total Deposits | 176,127 |
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Total NonInterest Expense | 4,326 |
| Net Loans & Leases | 91,961 |
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Net Income | 1,325 |
| Loan Loss Allowance | 1,404 |
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Net Charge Offs | (88) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 108,702 |
| Total assets for the leverage ratio | 218,232 |
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Loans secured by real estate: | 76,028 |
| Tier 1 Leverage Ratio | 11.88 |
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Commercial and industrial loans | 10,438 |
| Off Balance Sheet Exposures (%) | 0.23 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,033 |
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:· Jersey State Bank
