|
 |
|
|
 PNB Community Bank
PNB Community Bank
| RSSD ID 483537 | CERTIFICATE 26687 | ABA NUMBER 63212631 |
| 1020 John Sims Pkwy E |
Quarter Ended : |
2025-12-31 |
| Niceville, Florida, 32578 |
Updated : |
2026-01-30 |
| pnbcommunity.bank |
|
| Institution Profile |
| Year Opened : |
1986 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
39 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 157,720 |
|
Total Interest Income | 8,706 |
| Total Liabilities | 144,358 |
|
Total NonInterest Income | 838 |
| Total Bank Equity Capital | 13,362 |
|
Total Interest Expense | 1,480 |
| Total Deposits | 143,109 |
|
Total NonInterest Expense | 5,408 |
| Net Loans & Leases | 107,744 |
|
Net Income | 1,978 |
| Loan Loss Allowance | 1,410 |
|
Net Charge Offs | 22 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 105,621 |
| Total assets for the leverage ratio | 158,304 |
|
Loans secured by real estate: | 100,246 |
| Tier 1 Leverage Ratio | 9.75 |
|
Commercial and industrial loans | 1,961 |
| Off Balance Sheet Exposures (%) | 6.89 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 990 |
|
|
|
|
:· PNB Community Bank
