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 PNB Community Bank
PNB Community Bank
| RSSD ID 483537 | CERTIFICATE 26687 | ABA NUMBER 63212631 |
| 1020 John Sims Pkwy E |
Quarter Ended : |
2025-03-31 |
| Niceville, Florida, 32578 |
Updated : |
2025-04-27 |
| pnbcommunity.bank |
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| Institution Profile |
| Year Opened : |
1986 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
41 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 158,895 |
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Total Interest Income | 2,184 |
| Total Liabilities | 146,091 |
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Total NonInterest Income | 179 |
| Total Bank Equity Capital | 12,804 |
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Total Interest Expense | 369 |
| Total Deposits | 144,353 |
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Total NonInterest Expense | 1,351 |
| Net Loans & Leases | 115,636 |
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Net Income | 486 |
| Loan Loss Allowance | 1,409 |
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Net Charge Offs | 23 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 114,916 |
| Total assets for the leverage ratio | 161,770 |
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Loans secured by real estate: | 109,559 |
| Tier 1 Leverage Ratio | 9.56 |
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Commercial and industrial loans | 1,912 |
| Off Balance Sheet Exposures (%) | 5.12 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 796 |
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:· PNB Community Bank
