|
 |
 |
|
PNB Community Bank
|
PNB Community Bank
| RSSD ID 483537 | CERTIFICATE 26687 | ABA NUMBER 63212631 |
| 1020 John Sims Pkwy E |
Quarter Ended : |
2026-03-31 |
| Niceville, Florida, 32578 |
Updated : |
2026-04-30 |
| pnbcommunity.bank |
|
| Institution Profile |
| Year Opened : |
1986 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
41 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
|
Income Statement (USD, in thousands, ytd) |
| Total Assets | 154,686 |
|
Total Interest Income | 2,161 |
| Total Liabilities | 140,838 |
|
Total NonInterest Income | 253 |
| Total Bank Equity Capital | 13,848 |
|
Total Interest Expense | 346 |
| Total Deposits | 139,549 |
|
Total NonInterest Expense | 1,351 |
| Net Loans & Leases | 106,729 |
|
Net Income | 535 |
| Loan Loss Allowance | 1,420 |
|
Net Charge Offs | (11) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 105,508 |
| Total assets for the leverage ratio | 160,338 |
|
Loans secured by real estate: | 100,228 |
| Tier 1 Leverage Ratio | 9.96 |
|
Commercial and industrial loans | 1,916 |
| Off Balance Sheet Exposures (%) | 5.93 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 1,002 |
|
|
|
|