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 The Farmers Bank
The Farmers Bank
| RSSD ID 485214 | CERTIFICATE 14894 | ABA NUMBER 42101792 |
| 200 N Main St |
Quarter Ended : |
2025-12-31 |
| Nicholasville, Kentucky, 40356 |
Updated : |
2026-01-26 |
| www.MyFarmersBank.net |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
33 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 269,294 |
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Total Interest Income | 12,774 |
| Total Liabilities | 240,989 |
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Total NonInterest Income | 835 |
| Total Bank Equity Capital | 28,305 |
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Total Interest Expense | 4,417 |
| Total Deposits | 238,788 |
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Total NonInterest Expense | 5,668 |
| Net Loans & Leases | 183,629 |
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Net Income | 2,550 |
| Loan Loss Allowance | 2,454 |
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Net Charge Offs | 14 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 30,954 |
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Total loans | 178,408 |
| Total assets for the leverage ratio | 264,241 |
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Loans secured by real estate: | 171,246 |
| Tier 1 Leverage Ratio | 10.95 |
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Commercial and industrial loans | 10,179 |
| Tier 1 Capital Ratio | 18.02 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 19.27 |
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Loans to individuals - Other | 3,123 |
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:· The Farmers Bank
