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 First State Bank
First State Bank
| RSSD ID 488756 | CERTIFICATE 12244 | ABA NUMBER 104904646 |
| 222 Main St |
Quarter Ended : |
2025-12-31 |
| Farnam, Nebraska, 69029 |
Updated : |
2026-01-30 |
| www.1ststatebank4me.com |
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| Institution Profile |
| Year Opened : |
1904 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
5 |
Number of Employees : |
30 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 207,384 |
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Total Interest Income | 9,817 |
| Total Liabilities | 181,947 |
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Total NonInterest Income | 1,736 |
| Total Bank Equity Capital | 25,437 |
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Total Interest Expense | 4,509 |
| Total Deposits | 127,348 |
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Total NonInterest Expense | 4,248 |
| Net Loans & Leases | 102,889 |
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Net Income | 2,796 |
| Loan Loss Allowance | 1,570 |
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Net Charge Offs | 9 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 105,645 |
| Total assets for the leverage ratio | 200,806 |
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Loans secured by real estate: | 62,520 |
| Tier 1 Leverage Ratio | 12.34 |
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Commercial and industrial loans | 11,250 |
| Off Balance Sheet Exposures (%) | 0.35 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 6,523 |
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:· First State Bank
