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Citizens State Bank
Citizens State Bank
| RSSD ID 489155 | CERTIFICATE 16581 | ABA NUMBER 111322402 |
| 224 N Main St |
Quarter Ended : |
2025-12-31 |
| Anton, Texas, 79313 |
Updated : |
2026-01-29 |
| csbanton.com |
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| Institution Profile |
| Year Opened : |
1947 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
18 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 80,434 |
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Total Interest Income | 5,266 |
| Total Liabilities | 67,143 |
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Total NonInterest Income | 505 |
| Total Bank Equity Capital | 13,291 |
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Total Interest Expense | 1,467 |
| Total Deposits | 66,582 |
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Total NonInterest Expense | 3,159 |
| Net Loans & Leases | 60,444 |
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Net Income | 911 |
| Loan Loss Allowance | 630 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 59,726 |
| Total assets for the leverage ratio | 78,295 |
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Loans secured by real estate: | 53,197 |
| Tier 1 Leverage Ratio | 16.98 |
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Commercial and industrial loans | 5,793 |
| Off Balance Sheet Exposures (%) | 5.28 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 406 |
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