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 First State Bank and Trust Company, Inc.
First State Bank and Trust Company, Inc.
| RSSD ID 489548 | CERTIFICATE 14185 | ABA NUMBER 81517907 |
| 100 W 3rd St |
Quarter Ended : |
2025-06-30 |
| Caruthersville, Missouri, 63830 |
Updated : |
2025-08-12 |
| www.fsbtrust.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
7 |
Number of Employees : |
91 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 607,546 |
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Total Interest Income | 18,429 |
| Total Liabilities | 546,584 |
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Total NonInterest Income | 1,676 |
| Total Bank Equity Capital | 60,962 |
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Total Interest Expense | 5,888 |
| Total Deposits | 526,522 |
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Total NonInterest Expense | 7,558 |
| Net Loans & Leases | 438,173 |
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Net Income | 4,209 |
| Loan Loss Allowance | 5,797 |
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Net Charge Offs | 1,465 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 443,934 |
| Total assets for the leverage ratio | 615,010 |
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Loans secured by real estate: | 276,568 |
| Tier 1 Leverage Ratio | 12.08 |
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Commercial and industrial loans | 77,274 |
| Off Balance Sheet Exposures (%) | 11.24 |
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Loans to individuals - Credit Cards | 572 |
| Trading Assets and Liabilities (%) | 0.05 |
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Loans to individuals - Other | 11,750 |
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:· First State Bank and Trust Company, Inc.
