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 Exchange Bank
Exchange Bank
| RSSD ID 492650 | CERTIFICATE 1435 | ABA NUMBER 104903333 |
| 3110 2nd Ave |
Quarter Ended : |
2025-12-31 |
| Kearney, Nebraska, 68847 |
Updated : |
2026-01-27 |
| www.eb-us.com |
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| Institution Profile |
| Year Opened : |
1917 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
141 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,573,634 |
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Total Interest Income | 87,361 |
| Total Liabilities | 1,403,267 |
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Total NonInterest Income | 5,008 |
| Total Bank Equity Capital | 170,367 |
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Total Interest Expense | 43,164 |
| Total Deposits | 1,199,335 |
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Total NonInterest Expense | 20,228 |
| Net Loans & Leases | 1,064,909 |
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Net Income | 27,981 |
| Loan Loss Allowance | 14,901 |
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Net Charge Offs | 861 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 1,073,473 |
| Total assets for the leverage ratio | 1,573,837 |
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Loans secured by real estate: | 883,488 |
| Tier 1 Leverage Ratio | 11.1 |
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Commercial and industrial loans | 66,449 |
| Off Balance Sheet Exposures (%) | 2.12 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 4,803 |
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:· Exchange Bank
