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 Owingsville Banking Company
Owingsville Banking Company
| RSSD ID 492810 | CERTIFICATE 9672 | ABA NUMBER 42103237 |
| 49 W Main St |
Quarter Ended : |
2025-12-31 |
| Owingsville, Kentucky, 40360 |
Updated : |
2026-01-21 |
| www.bankobc.com; www.bankobc.net |
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| Institution Profile |
| Year Opened : |
1893 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
25 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 100,732 |
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Total Interest Income | 6,219 |
| Total Liabilities | 92,028 |
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Total NonInterest Income | 317 |
| Total Bank Equity Capital | 8,704 |
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Total Interest Expense | 2,123 |
| Total Deposits | 88,225 |
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Total NonInterest Expense | 3,163 |
| Net Loans & Leases | 75,224 |
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Net Income | 942 |
| Loan Loss Allowance | 841 |
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Net Charge Offs | 64 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 76,439 |
| Total assets for the leverage ratio | 100,733 |
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Loans secured by real estate: | 69,391 |
| Tier 1 Leverage Ratio | 9.74 |
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Commercial and industrial loans | 992 |
| Off Balance Sheet Exposures (%) | 4.96 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,619 |
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:· Owingsville Banking Company
