|
 |
|
|
 Franklin Bank & Trust Company
|
Franklin Bank & Trust Company
| RSSD ID 493844 | CERTIFICATE 17937 | ABA NUMBER 83908048 |
| 317 N Main St |
Quarter Ended : |
2026-03-31 |
| Franklin, Kentucky, 42134 |
Updated : |
2026-04-22 |
| www.fbtco.com |
|
| Institution Profile |
| Year Opened : |
1958 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
81 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 802,645 |
|
Total Interest Income | 11,481 |
| Total Liabilities | 697,671 |
|
Total NonInterest Income | 1,511 |
| Total Bank Equity Capital | 104,974 |
|
Total Interest Expense | 4,048 |
| Total Deposits | 659,840 |
|
Total NonInterest Expense | 4,622 |
| Net Loans & Leases | 682,387 |
|
Net Income | 3,206 |
| Loan Loss Allowance | 6,439 |
|
Net Charge Offs | 82 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 680,515 |
| Total assets for the leverage ratio | 791,152 |
|
Loans secured by real estate: | 554,516 |
| Tier 1 Leverage Ratio | 13.26 |
|
Commercial and industrial loans | 114,191 |
| Off Balance Sheet Exposures (%) | 22.89 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 3,224 |
|
|
|
|
:· Franklin Bank & Trust Company
