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 Franklin Bank & Trust Company
Franklin Bank & Trust Company
| RSSD ID 493844 | CERTIFICATE 17937 | ABA NUMBER 83908048 |
| 317 N Main St |
Quarter Ended : |
2025-12-31 |
| Franklin, Kentucky, 42134 |
Updated : |
2026-01-27 |
| www.fbtco.com |
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| Institution Profile |
| Year Opened : |
1958 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
82 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 801,268 |
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Total Interest Income | 44,708 |
| Total Liabilities | 698,681 |
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Total NonInterest Income | 4,971 |
| Total Bank Equity Capital | 102,587 |
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Total Interest Expense | 16,961 |
| Total Deposits | 641,608 |
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Total NonInterest Expense | 17,411 |
| Net Loans & Leases | 692,484 |
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Net Income | 10,670 |
| Loan Loss Allowance | 6,398 |
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Net Charge Offs | 1,395 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 669,499 |
| Total assets for the leverage ratio | 764,090 |
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Loans secured by real estate: | 536,093 |
| Tier 1 Leverage Ratio | 13.4 |
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Commercial and industrial loans | 123,842 |
| Off Balance Sheet Exposures (%) | 20.19 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,507 |
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:· Franklin Bank & Trust Company
