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 First Bank
First Bank
| RSSD ID 49652 | CERTIFICATE 16473 | ABA NUMBER 101102438 |
| 128 S Broadway Ave |
Quarter Ended : |
2025-12-31 |
| Sterling, Kansas, 67579 |
Updated : |
2026-01-30 |
| www.first-bank..net |
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| Institution Profile |
| Year Opened : |
1907 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
24 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 151,957 |
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Total Interest Income | 8,802 |
| Total Liabilities | 132,908 |
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Total NonInterest Income | 688 |
| Total Bank Equity Capital | 19,049 |
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Total Interest Expense | 3,003 |
| Total Deposits | 113,722 |
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Total NonInterest Expense | 4,154 |
| Net Loans & Leases | 99,798 |
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Net Income | 1,101 |
| Loan Loss Allowance | 3,065 |
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Net Charge Offs | 148 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 90,686 |
| Total assets for the leverage ratio | 159,866 |
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Loans secured by real estate: | 53,869 |
| Tier 1 Leverage Ratio | 12.65 |
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Commercial and industrial loans | 20,425 |
| Off Balance Sheet Exposures (%) | 12.23 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,458 |
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:· First Bank
