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 Bank & Trust Company
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Bank & Trust Company
| RSSD ID 496845 | CERTIFICATE 1047 | ABA NUMBER 81903537 |
| 401 N Madison St |
Quarter Ended : |
2026-06-30 |
| Litchfield, Illinois, 62056 |
Updated : |
2026-07-28 |
| www.banktr.com |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
99 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 641,344 |
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Total Interest Income | 17,000 |
| Total Liabilities | 572,478 |
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Total NonInterest Income | 1,374 |
| Total Bank Equity Capital | 68,866 |
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Total Interest Expense | 5,573 |
| Total Deposits | 540,496 |
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Total NonInterest Expense | 7,322 |
| Net Loans & Leases | 426,480 |
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Net Income | 3,617 |
| Loan Loss Allowance | 7,465 |
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Net Charge Offs | 4 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 77,920 |
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Total loans | 425,271 |
| Total assets for the leverage ratio | 641,787 |
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Loans secured by real estate: | 323,758 |
| Tier 1 Leverage Ratio | 11.27 |
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Commercial and industrial loans | 54,514 |
| Tier 1 Capital Ratio | 16.19 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.44 |
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Loans to individuals - Other | 23,360 |
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:· Bank & Trust Company
