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 Bank & Trust Company
Bank & Trust Company
| RSSD ID 496845 | CERTIFICATE 1047 | ABA NUMBER 81903537 |
| 401 N Madison St |
Quarter Ended : |
2025-12-31 |
| Litchfield, Illinois, 62056 |
Updated : |
2026-01-29 |
| www.banktr.com |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
100 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 633,157 |
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Total Interest Income | 31,815 |
| Total Liabilities | 566,591 |
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Total NonInterest Income | 3,045 |
| Total Bank Equity Capital | 66,566 |
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Total Interest Expense | 11,016 |
| Total Deposits | 535,102 |
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Total NonInterest Expense | 13,629 |
| Net Loans & Leases | 417,004 |
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Net Income | 6,972 |
| Loan Loss Allowance | 7,052 |
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Net Charge Offs | 278 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 74,515 |
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Total loans | 413,700 |
| Total assets for the leverage ratio | 626,893 |
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Loans secured by real estate: | 313,130 |
| Tier 1 Leverage Ratio | 11.01 |
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Commercial and industrial loans | 50,763 |
| Tier 1 Capital Ratio | 15.68 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.93 |
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Loans to individuals - Other | 25,047 |
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:· Bank & Trust Company
