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 Focus Bank
Focus Bank
| RSSD ID 498148 | CERTIFICATE 1426 | ABA NUMBER 81517732 |
| 101 South Main Street |
Quarter Ended : |
2025-03-31 |
| Charleston, Missouri, 63834 |
Updated : |
2025-04-29 |
| www.focusbank.com |
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| Institution Profile |
| Year Opened : |
1930 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
165 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 842,566 |
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Total Interest Income | 12,487 |
| Total Liabilities | 746,783 |
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Total NonInterest Income | 1,252 |
| Total Bank Equity Capital | 95,783 |
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Total Interest Expense | 3,963 |
| Total Deposits | 672,283 |
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Total NonInterest Expense | 6,493 |
| Net Loans & Leases | 691,192 |
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Net Income | 3,095 |
| Loan Loss Allowance | 7,478 |
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Net Charge Offs | 91 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 693,145 |
| Total assets for the leverage ratio | 833,269 |
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Loans secured by real estate: | 551,696 |
| Tier 1 Leverage Ratio | 12.19 |
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Commercial and industrial loans | 59,370 |
| Off Balance Sheet Exposures (%) | 7.25 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 18,492 |
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:· Focus Bank
