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 The Ohio Valley Bank Company
The Ohio Valley Bank Company
| RSSD ID 498317 | CERTIFICATE 384 | ABA NUMBER 44204370 |
| 420 3rd Ave |
Quarter Ended : |
2025-09-30 |
| Gallipolis, Ohio, 45631 |
Updated : |
2025-10-30 |
| www.ovbc.com |
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| Institution Profile |
| Year Opened : |
1872 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
16 |
Number of Employees : |
230 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,554,887 |
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Total Interest Income | 60,648 |
| Total Liabilities | 1,397,694 |
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Total NonInterest Income | 8,693 |
| Total Bank Equity Capital | 157,193 |
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Total Interest Expense | 19,641 |
| Total Deposits | 1,337,242 |
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Total NonInterest Expense | 31,202 |
| Net Loans & Leases | 1,107,285 |
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Net Income | 11,840 |
| Loan Loss Allowance | 11,150 |
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Net Charge Offs | 1,032 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 1,103,279 |
| Total assets for the leverage ratio | 1,524,864 |
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Loans secured by real estate: | 833,973 |
| Tier 1 Leverage Ratio | 10.18 |
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Commercial and industrial loans | 111,749 |
| Off Balance Sheet Exposures (%) | 10.72 |
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Loans to individuals - Credit Cards | 5,711 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 83,419 |
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:· The Ohio Valley Bank Company
