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Bank of South Texas
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Bank of South Texas
| RSSD ID 49858 | CERTIFICATE 26727 | ABA NUMBER 114917157 |
| 1421 E Nolana Ave |
Quarter Ended : |
2026-06-30 |
| Mcallen, Texas, 78504 |
Updated : |
2026-07-27 |
| www.bankofsouthtexas.com |
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| Institution Profile |
| Year Opened : |
1986 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
63 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 174,546 |
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Total Interest Income | 6,568 |
| Total Liabilities | 142,807 |
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Total NonInterest Income | 399 |
| Total Bank Equity Capital | 31,739 |
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Total Interest Expense | 1,331 |
| Total Deposits | 141,071 |
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Total NonInterest Expense | 4,457 |
| Net Loans & Leases | 124,425 |
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Net Income | 939 |
| Loan Loss Allowance | 1,445 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 123,166 |
| Total assets for the leverage ratio | 169,872 |
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Loans secured by real estate: | 113,135 |
| Tier 1 Leverage Ratio | 16.63 |
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Commercial and industrial loans | 8,547 |
| Off Balance Sheet Exposures (%) | 23.18 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,755 |
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