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Calhoun County Bank, Inc.
Calhoun County Bank, Inc.
| RSSD ID 498625 | CERTIFICATE 9024 | ABA NUMBER 51502421 |
| 443 High St |
Quarter Ended : |
2025-12-31 |
| Grantsville, West Virginia, 26147 |
Updated : |
2026-01-28 |
| www.calhounbanks.com |
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| Institution Profile |
| Year Opened : |
1900 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
40 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 212,950 |
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Total Interest Income | 10,265 |
| Total Liabilities | 192,244 |
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Total NonInterest Income | 993 |
| Total Bank Equity Capital | 20,706 |
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Total Interest Expense | 2,283 |
| Total Deposits | 190,632 |
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Total NonInterest Expense | 6,411 |
| Net Loans & Leases | 137,602 |
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Net Income | 1,975 |
| Loan Loss Allowance | 1,912 |
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Net Charge Offs | 78 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 137,792 |
| Total assets for the leverage ratio | 209,956 |
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Loans secured by real estate: | 109,036 |
| Tier 1 Leverage Ratio | 10.23 |
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Commercial and industrial loans | 6,637 |
| Off Balance Sheet Exposures (%) | 4.71 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 22,119 |
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