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 Clay County State Bank
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Clay County State Bank
| RSSD ID 498942 | CERTIFICATE 10821 | ABA NUMBER 81209985 |
| 111 N Church St |
Quarter Ended : |
2026-03-31 |
| Louisville, Illinois, 62858 |
Updated : |
2026-04-16 |
| www.claycobank.com |
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| Institution Profile |
| Year Opened : |
1905 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
16 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 106,654 |
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Total Interest Income | 1,199 |
| Total Liabilities | 94,765 |
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Total NonInterest Income | 44 |
| Total Bank Equity Capital | 11,889 |
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Total Interest Expense | 306 |
| Total Deposits | 94,176 |
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Total NonInterest Expense | 581 |
| Net Loans & Leases | 46,187 |
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Net Income | 356 |
| Loan Loss Allowance | 455 |
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Net Charge Offs | 10 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 45,968 |
| Total assets for the leverage ratio | 110,654 |
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Loans secured by real estate: | 28,544 |
| Tier 1 Leverage Ratio | 12.52 |
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Commercial and industrial loans | 5,213 |
| Off Balance Sheet Exposures (%) | 6.32 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 6,171 |
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:· Clay County State Bank
