|
 |
|
|
 Clay County State Bank
Clay County State Bank
| RSSD ID 498942 | CERTIFICATE 10821 | ABA NUMBER 81209985 |
| 111 N Church St |
Quarter Ended : |
2025-12-31 |
| Louisville, Illinois, 62858 |
Updated : |
2026-01-16 |
| www.claycobank.com |
|
| Institution Profile |
| Year Opened : |
1905 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
16 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 105,709 |
|
Total Interest Income | 4,728 |
| Total Liabilities | 94,035 |
|
Total NonInterest Income | 199 |
| Total Bank Equity Capital | 11,674 |
|
Total Interest Expense | 1,323 |
| Total Deposits | 93,330 |
|
Total NonInterest Expense | 2,206 |
| Net Loans & Leases | 46,500 |
|
Net Income | 1,356 |
| Loan Loss Allowance | 465 |
|
Net Charge Offs | 22 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 46,995 |
| Total assets for the leverage ratio | 108,264 |
|
Loans secured by real estate: | 28,527 |
| Tier 1 Leverage Ratio | 12.52 |
|
Commercial and industrial loans | 5,513 |
| Off Balance Sheet Exposures (%) | 5.81 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 6,485 |
|
|
|
|
:· Clay County State Bank
