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 Clay County State Bank
Clay County State Bank
| RSSD ID 498942 | CERTIFICATE 10821 | ABA NUMBER 81209985 |
| 111 N Church St |
Quarter Ended : |
2025-06-30 |
| Louisville, Illinois, 62858 |
Updated : |
2025-07-21 |
| www.claycobank.com |
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| Institution Profile |
| Year Opened : |
1905 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
17 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 100,588 |
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Total Interest Income | 2,360 |
| Total Liabilities | 89,806 |
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Total NonInterest Income | 88 |
| Total Bank Equity Capital | 10,782 |
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Total Interest Expense | 676 |
| Total Deposits | 89,189 |
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Total NonInterest Expense | 1,073 |
| Net Loans & Leases | 46,222 |
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Net Income | 690 |
| Loan Loss Allowance | 453 |
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Net Charge Offs | 1 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 46,114 |
| Total assets for the leverage ratio | 106,471 |
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Loans secured by real estate: | 27,394 |
| Tier 1 Leverage Ratio | 12.86 |
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Commercial and industrial loans | 6,025 |
| Off Balance Sheet Exposures (%) | 5.58 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 6,503 |
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:· Clay County State Bank
