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Home Loan State Bank
Home Loan State Bank
| RSSD ID 499154 | CERTIFICATE 90040 | ABA NUMBER 302188675 |
| 205 N 4th St |
Quarter Ended : |
2025-09-30 |
| Grand Junction, Colorado, 81501 |
Updated : |
2025-10-28 |
| www.hlsb.com |
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| Institution Profile |
| Year Opened : |
1960 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
29 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 208,624 |
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Total Interest Income | 7,519 |
| Total Liabilities | 193,121 |
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Total NonInterest Income | 270 |
| Total Bank Equity Capital | 15,503 |
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Total Interest Expense | 2,701 |
| Total Deposits | 189,906 |
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Total NonInterest Expense | 3,816 |
| Net Loans & Leases | 84,371 |
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Net Income | 1,550 |
| Loan Loss Allowance | 935 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 19,434 |
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Total loans | 84,825 |
| Total assets for the leverage ratio | 212,282 |
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Loans secured by real estate: | 55,231 |
| Tier 1 Leverage Ratio | 8.71 |
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Commercial and industrial loans | 23,274 |
| Tier 1 Capital Ratio | 16.59 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.43 |
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Loans to individuals - Other | 636 |
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