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 Heritage Community Bank
Heritage Community Bank
| RSSD ID 499743 | CERTIFICATE 15282 | ABA NUMBER 81509193 |
| 100 E Locust St |
Quarter Ended : |
2025-06-30 |
| Union, Missouri, 63084 |
Updated : |
2025-07-25 |
| WWW.HCBANKS.COM |
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| Institution Profile |
| Year Opened : |
1935 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
45 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 299,810 |
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Total Interest Income | 9,872 |
| Total Liabilities | 277,059 |
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Total NonInterest Income | 395 |
| Total Bank Equity Capital | 22,751 |
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Total Interest Expense | 4,338 |
| Total Deposits | 257,012 |
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Total NonInterest Expense | 3,396 |
| Net Loans & Leases | 265,925 |
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Net Income | 2,289 |
| Loan Loss Allowance | 3,254 |
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Net Charge Offs | 2 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 25,446 |
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Total loans | 264,511 |
| Total assets for the leverage ratio | 287,961 |
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Loans secured by real estate: | 197,287 |
| Tier 1 Leverage Ratio | 7.76 |
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Commercial and industrial loans | 42,737 |
| Tier 1 Capital Ratio | 9.04 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 10.29 |
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Loans to individuals - Other | 5,672 |
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:· Heritage Community Bank
