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 Heritage Community Bank
Heritage Community Bank
| RSSD ID 499743 | CERTIFICATE 15282 | ABA NUMBER 81509193 |
| 100 E Locust St |
Quarter Ended : |
2025-12-31 |
| Union, Missouri, 63084 |
Updated : |
2026-01-30 |
| WWW.HCBANKS.COM |
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| Institution Profile |
| Year Opened : |
1935 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
49 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 327,173 |
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Total Interest Income | 20,384 |
| Total Liabilities | 300,497 |
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Total NonInterest Income | 784 |
| Total Bank Equity Capital | 26,676 |
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Total Interest Expense | 8,826 |
| Total Deposits | 266,897 |
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Total NonInterest Expense | 7,211 |
| Net Loans & Leases | 286,318 |
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Net Income | 3,346 |
| Loan Loss Allowance | 3,600 |
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Net Charge Offs | 1,148 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 29,581 |
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Total loans | 281,185 |
| Total assets for the leverage ratio | 307,984 |
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Loans secured by real estate: | 209,469 |
| Tier 1 Leverage Ratio | 8.53 |
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Commercial and industrial loans | 40,072 |
| Tier 1 Capital Ratio | 9.91 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.16 |
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Loans to individuals - Other | 5,415 |
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:· Heritage Community Bank
