|
 |
 |
|
The First National Bank of Mertzon
The First National Bank of Mertzon
RSSD ID 500256 | CERTIFICATE 3339 | ABA NUMBER 111311785 |
106 S Broadway St Ave |
Quarter Ended : |
2025-03-31 |
Mertzon, Texas, 76941 |
Updated : |
2025-04-15 |
www.fnbmertzon.com |
|
Institution Profile |
Year Opened : |
1910 |
Institution Type : |
Commercial bank |
Entity Type : |
Federal |
Federal Regulator : |
OCC |
Member Federal Reserve : |
Yes |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
041 |
|
Specialization : |
Other Specialized Under 1 Billion |
Number of Offices : |
3 |
Number of Employees : |
30 |
|
Financial Fast Facts |
Balance Sheet (USD, in thousands) |
|
Income Statement (USD, in thousands, ytd) |
Total Assets | 554,288 |
|
Total Interest Income | 4,759 |
Total Liabilities | 486,253 |
|
Total NonInterest Income | 117 |
Total Bank Equity Capital | 68,035 |
|
Total Interest Expense | 601 |
Total Deposits | 484,573 |
|
Total NonInterest Expense | 1,168 |
Net Loans & Leases | 67,888 |
|
Net Income | 2,456 |
Loan Loss Allowance | 1,631 |
|
Net Charge Offs | 0 |
|
|
|
Regulatory Capital |
|
Quarterly Averages (USD, in thousands) |
Total capital | 69,005 |
|
Total loans | 69,629 |
Total assets for the leverage ratio | 532,855 |
|
Loans secured by real estate: | 42,333 |
Tier 1 Leverage Ratio | 12.77 |
|
Commercial and industrial loans | 17,862 |
Tier 1 Capital Ratio | 88.64 |
|
Loans to individuals - Credit Cards | 552 |
Total Capital Ratio | 89.9 |
|
Loans to individuals - Other | 3,024 |
|
|
|
|