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 The First National Bank of Mertzon
The First National Bank of Mertzon
| RSSD ID 500256 | CERTIFICATE 3339 | ABA NUMBER 111311785 |
| 106 S Broadway St Ave |
Quarter Ended : |
2025-12-31 |
| Mertzon, Texas, 76941 |
Updated : |
2026-01-20 |
| www.fnbmertzon.com |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Other Specialized Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
30 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 487,060 |
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Total Interest Income | 20,203 |
| Total Liabilities | 412,438 |
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Total NonInterest Income | 416 |
| Total Bank Equity Capital | 74,622 |
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Total Interest Expense | 2,478 |
| Total Deposits | 411,444 |
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Total NonInterest Expense | 5,476 |
| Net Loans & Leases | 73,042 |
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Net Income | 9,976 |
| Loan Loss Allowance | 1,616 |
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Net Charge Offs | 15 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 75,664 |
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Total loans | 74,962 |
| Total assets for the leverage ratio | 507,539 |
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Loans secured by real estate: | 49,298 |
| Tier 1 Leverage Ratio | 14.7 |
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Commercial and industrial loans | 16,785 |
| Tier 1 Capital Ratio | 90.37 |
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Loans to individuals - Credit Cards | 541 |
| Total Capital Ratio | 91.63 |
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Loans to individuals - Other | 3,149 |
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:· The First National Bank of Mertzon
