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 The First National Bank of Winnsboro
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The First National Bank of Winnsboro
| RSSD ID 501767 | CERTIFICATE 5590 | ABA NUMBER 111904859 |
| 315 N Main St |
Quarter Ended : |
2026-06-30 |
| Winnsboro, Texas, 75494 |
Updated : |
2026-07-24 |
| www.fnbwinnsboro.com |
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| Institution Profile |
| Year Opened : |
1893 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
29 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 158,219 |
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Total Interest Income | 4,372 |
| Total Liabilities | 124,385 |
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Total NonInterest Income | 545 |
| Total Bank Equity Capital | 33,834 |
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Total Interest Expense | 804 |
| Total Deposits | 121,423 |
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Total NonInterest Expense | 2,300 |
| Net Loans & Leases | 100,284 |
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Net Income | 1,508 |
| Loan Loss Allowance | 1,302 |
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Net Charge Offs | 44 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 99,169 |
| Total assets for the leverage ratio | 156,730 |
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Loans secured by real estate: | 86,219 |
| Tier 1 Leverage Ratio | 22.72 |
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Commercial and industrial loans | 7,637 |
| Off Balance Sheet Exposures (%) | 5.83 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,912 |
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:· The First National Bank of Winnsboro
