|
 |
|
|
 The First National Bank of Winnsboro
The First National Bank of Winnsboro
| RSSD ID 501767 | CERTIFICATE 5590 | ABA NUMBER 111904859 |
| 315 N Main St |
Quarter Ended : |
2025-12-31 |
| Winnsboro, Texas, 75494 |
Updated : |
2026-01-27 |
| www.fnbwinnsboro.com |
|
| Institution Profile |
| Year Opened : |
1893 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
27 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 155,841 |
|
Total Interest Income | 9,358 |
| Total Liabilities | 123,657 |
|
Total NonInterest Income | 1,071 |
| Total Bank Equity Capital | 32,184 |
|
Total Interest Expense | 1,840 |
| Total Deposits | 120,204 |
|
Total NonInterest Expense | 4,831 |
| Net Loans & Leases | 90,657 |
|
Net Income | 3,107 |
| Loan Loss Allowance | 1,345 |
|
Net Charge Offs | (17) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 94,843 |
| Total assets for the leverage ratio | 158,337 |
|
Loans secured by real estate: | 79,204 |
| Tier 1 Leverage Ratio | 21.54 |
|
Commercial and industrial loans | 8,800 |
| Off Balance Sheet Exposures (%) | 5.78 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 2,943 |
|
|
|
|
:· The First National Bank of Winnsboro
