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 The First National Bank of Winnsboro
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The First National Bank of Winnsboro
| RSSD ID 501767 | CERTIFICATE 5590 | ABA NUMBER 111904859 |
| 315 N Main St |
Quarter Ended : |
2026-03-31 |
| Winnsboro, Texas, 75494 |
Updated : |
2026-04-20 |
| www.fnbwinnsboro.com |
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| Institution Profile |
| Year Opened : |
1893 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
30 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 156,164 |
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Total Interest Income | 2,138 |
| Total Liabilities | 123,654 |
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Total NonInterest Income | 249 |
| Total Bank Equity Capital | 32,510 |
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Total Interest Expense | 397 |
| Total Deposits | 120,796 |
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Total NonInterest Expense | 1,166 |
| Net Loans & Leases | 96,601 |
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Net Income | 687 |
| Loan Loss Allowance | 1,307 |
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Net Charge Offs | 38 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 93,772 |
| Total assets for the leverage ratio | 154,623 |
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Loans secured by real estate: | 80,449 |
| Tier 1 Leverage Ratio | 22.5 |
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Commercial and industrial loans | 6,931 |
| Off Balance Sheet Exposures (%) | 8.38 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,904 |
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:· The First National Bank of Winnsboro
