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 The Luzerne Bank
The Luzerne Bank
| RSSD ID 501815 | CERTIFICATE 7586 | ABA NUMBER 31312288 |
| 118 Main St |
Quarter Ended : |
2025-03-31 |
| Luzerne, Pennsylvania, 18709 |
Updated : |
2025-04-30 |
| www.luzernebank.com |
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| Institution Profile |
| Year Opened : |
1907 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
60 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 710,319 |
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Total Interest Income | 8,943 |
| Total Liabilities | 641,077 |
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Total NonInterest Income | 525 |
| Total Bank Equity Capital | 69,242 |
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Total Interest Expense | 3,431 |
| Total Deposits | 566,709 |
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Total NonInterest Expense | 3,637 |
| Net Loans & Leases | 543,135 |
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Net Income | 1,733 |
| Loan Loss Allowance | 2,588 |
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Net Charge Offs | 85 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 57,975 |
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Total loans | 543,249 |
| Total assets for the leverage ratio | 691,604 |
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Loans secured by real estate: | 401,599 |
| Tier 1 Leverage Ratio | 8.01 |
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Commercial and industrial loans | 34,971 |
| Tier 1 Capital Ratio | 10.64 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.14 |
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Loans to individuals - Other | 95,670 |
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:· The Luzerne Bank
