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 The Luzerne Bank
The Luzerne Bank
| RSSD ID 501815 | CERTIFICATE 7586 | ABA NUMBER 31312288 |
| 118 Main St |
Quarter Ended : |
2025-06-30 |
| Luzerne, Pennsylvania, 18709 |
Updated : |
2025-07-25 |
| Institution Profile |
| Year Opened : |
1907 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Employees : |
62 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 722,235 |
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Total Interest Income | 18,345 |
| Total Liabilities | 652,644 |
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Total NonInterest Income | 1,045 |
| Total Bank Equity Capital | 69,591 |
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Total Interest Expense | 7,013 |
| Total Deposits | 582,305 |
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Total NonInterest Expense | 7,070 |
| Net Loans & Leases | 547,843 |
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Net Income | 3,944 |
| Loan Loss Allowance | 2,441 |
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Net Charge Offs | 362 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 58,058 |
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Total loans | 552,047 |
| Total assets for the leverage ratio | 706,315 |
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Loans secured by real estate: | 406,678 |
| Tier 1 Leverage Ratio | 7.87 |
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Commercial and industrial loans | 36,393 |
| Tier 1 Capital Ratio | 10.59 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.06 |
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Loans to individuals - Other | 97,713 |
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:· The Luzerne Bank
