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 Fredonia Valley Bank
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Fredonia Valley Bank
| RSSD ID 502447 | CERTIFICATE 9669 | ABA NUMBER 83904974 |
| 602 Cassidy Ave |
Quarter Ended : |
2026-03-31 |
| Fredonia, Kentucky, 42411 |
Updated : |
2026-04-20 |
| www.fredoniavalleybank.com |
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| Institution Profile |
| Year Opened : |
1894 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
2 |
Number of Employees : |
23 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 120,354 |
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Total Interest Income | 1,523 |
| Total Liabilities | 108,946 |
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Total NonInterest Income | 93 |
| Total Bank Equity Capital | 11,408 |
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Total Interest Expense | 489 |
| Total Deposits | 106,054 |
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Total NonInterest Expense | 840 |
| Net Loans & Leases | 71,676 |
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Net Income | 256 |
| Loan Loss Allowance | 1,113 |
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Net Charge Offs | 16 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 72,958 |
| Total assets for the leverage ratio | 118,505 |
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Loans secured by real estate: | 56,032 |
| Tier 1 Leverage Ratio | 11.76 |
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Commercial and industrial loans | 10,517 |
| Off Balance Sheet Exposures (%) | 5.39 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,106 |
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:· Fredonia Valley Bank
