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California Pacific Bank
California Pacific Bank
| RSSD ID 50461 | CERTIFICATE 23242 | ABA NUMBER 121038265 |
| 24301 Southland Dr |
Quarter Ended : |
2025-12-31 |
| Hayward, California, 94545 |
Updated : |
2026-01-26 |
| www.calpacificbank.com |
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| Institution Profile |
| Year Opened : |
1980 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
9 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 97,163 |
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Total Interest Income | 6,371 |
| Total Liabilities | 56,616 |
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Total NonInterest Income | 312 |
| Total Bank Equity Capital | 40,547 |
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Total Interest Expense | 997 |
| Total Deposits | 55,334 |
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Total NonInterest Expense | 2,738 |
| Net Loans & Leases | 72,493 |
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Net Income | 1,306 |
| Loan Loss Allowance | 5,895 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 41,780 |
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Total loans | 76,413 |
| Total assets for the leverage ratio | 98,475 |
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Loans secured by real estate: | 73,697 |
| Tier 1 Leverage Ratio | 41.17 |
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Commercial and industrial loans | 2,716 |
| Tier 1 Capital Ratio | 43.2 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 44.51 |
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Loans to individuals - Other | 0 |
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