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The First National Bank of Germantown
The First National Bank of Germantown
RSSD ID 505916 | CERTIFICATE 6592 | ABA NUMBER 42206503 |
17 N Main St |
Quarter Ended : |
2025-03-31 |
Germantown, Ohio, 45327 |
Updated : |
2025-04-28 |
www.fnbgermantown.com |
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Institution Profile |
Year Opened : |
1863 |
Institution Type : |
Commercial bank |
Entity Type : |
Federal |
Federal Regulator : |
OCC |
Member Federal Reserve : |
Yes |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
All Other Under 1 Billion |
Number of Offices : |
1 |
Number of Employees : |
14 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 91,596 |
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Total Interest Income | 972 |
Total Liabilities | 84,867 |
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Total NonInterest Income | 94 |
Total Bank Equity Capital | 6,729 |
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Total Interest Expense | 356 |
Total Deposits | 81,656 |
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Total NonInterest Expense | 580 |
Net Loans & Leases | 55,804 |
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Net Income | 103 |
Loan Loss Allowance | 453 |
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Net Charge Offs | 0 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 8,121 |
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Total loans | 56,545 |
Total assets for the leverage ratio | 92,639 |
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Loans secured by real estate: | 48,306 |
Tier 1 Leverage Ratio | 8.28 |
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Commercial and industrial loans | 4,242 |
Tier 1 Capital Ratio | 17.4 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 18.43 |
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Loans to individuals - Other | 3,928 |
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