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 Exchange Bank
Exchange Bank
| RSSD ID 507068 | CERTIFICATE 8468 | ABA NUMBER 121101985 |
| 545 4th St |
Quarter Ended : |
2025-12-31 |
| Santa Rosa, California, 95401 |
Updated : |
2026-01-30 |
| www.exchangebank.com |
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| Institution Profile |
| Year Opened : |
1890 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
21 |
Number of Employees : |
358 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 3,304,145 |
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Total Interest Income | 128,797 |
| Total Liabilities | 2,957,418 |
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Total NonInterest Income | 26,810 |
| Total Bank Equity Capital | 346,727 |
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Total Interest Expense | 38,109 |
| Total Deposits | 2,875,470 |
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Total NonInterest Expense | 78,558 |
| Net Loans & Leases | 1,680,802 |
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Net Income | 29,968 |
| Loan Loss Allowance | 33,865 |
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Net Charge Offs | 560 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 430,350 |
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Total loans | 1,711,696 |
| Total assets for the leverage ratio | 3,396,633 |
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Loans secured by real estate: | 1,517,332 |
| Tier 1 Leverage Ratio | 11.86 |
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Commercial and industrial loans | 119,168 |
| Tier 1 Capital Ratio | 18.46 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 19.71 |
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Loans to individuals - Other | 53,834 |
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:· Exchange Bank
