|
 |
|
|
 F&M Bank
F&M Bank
| RSSD ID 510330 | CERTIFICATE 16897 | ABA NUMBER 61112830 |
| 911 E Robert Toombs Ave |
Quarter Ended : |
2025-03-31 |
| Washington, Georgia, 30673 |
Updated : |
2025-04-28 |
| www.fmbanknow.com |
|
| Institution Profile |
| Year Opened : |
1950 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
67 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 394,166 |
|
Total Interest Income | 5,783 |
| Total Liabilities | 346,798 |
|
Total NonInterest Income | 363 |
| Total Bank Equity Capital | 47,368 |
|
Total Interest Expense | 1,499 |
| Total Deposits | 337,135 |
|
Total NonInterest Expense | 2,910 |
| Net Loans & Leases | 243,415 |
|
Net Income | 1,268 |
| Loan Loss Allowance | 4,557 |
|
Net Charge Offs | (2) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 245,192 |
| Total assets for the leverage ratio | 397,928 |
|
Loans secured by real estate: | 206,229 |
| Tier 1 Leverage Ratio | 14.51 |
|
Commercial and industrial loans | 17,041 |
| Off Balance Sheet Exposures (%) | 13.06 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 9,099 |
|
|
|
|
:· F&M Bank
