|
 |
|
|
 F&M Bank
F&M Bank
| RSSD ID 510330 | CERTIFICATE 16897 | ABA NUMBER 61112830 |
| 911 E Robert Toombs Ave |
Quarter Ended : |
2025-09-30 |
| Washington, Georgia, 30673 |
Updated : |
2025-10-21 |
| www.fmbanknow.com |
|
| Institution Profile |
| Year Opened : |
1950 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
69 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 395,966 |
|
Total Interest Income | 17,709 |
| Total Liabilities | 344,333 |
|
Total NonInterest Income | 1,378 |
| Total Bank Equity Capital | 51,633 |
|
Total Interest Expense | 4,422 |
| Total Deposits | 335,271 |
|
Total NonInterest Expense | 8,841 |
| Net Loans & Leases | 261,955 |
|
Net Income | 4,276 |
| Loan Loss Allowance | 4,538 |
|
Net Charge Offs | 707 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 262,260 |
| Total assets for the leverage ratio | 403,640 |
|
Loans secured by real estate: | 216,035 |
| Tier 1 Leverage Ratio | 15.1 |
|
Commercial and industrial loans | 15,898 |
| Off Balance Sheet Exposures (%) | 12.86 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 10,888 |
|
|
|
|
:· F&M Bank
