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MidAmerica National Bank
MidAmerica National Bank
| RSSD ID 510938 | CERTIFICATE 3612 | ABA NUMBER 71102238 |
| 100 W Elm St |
Quarter Ended : |
2025-09-30 |
| Canton, Illinois, 61520 |
Updated : |
2025-10-28 |
| www.midnatbank.com |
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| Institution Profile |
| Year Opened : |
1933 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
123 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 660,561 |
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Total Interest Income | 24,535 |
| Total Liabilities | 592,765 |
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Total NonInterest Income | 3,027 |
| Total Bank Equity Capital | 67,796 |
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Total Interest Expense | 6,227 |
| Total Deposits | 588,042 |
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Total NonInterest Expense | 14,105 |
| Net Loans & Leases | 454,822 |
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Net Income | 4,046 |
| Loan Loss Allowance | 8,003 |
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Net Charge Offs | 838 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 456,308 |
| Total assets for the leverage ratio | 654,489 |
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Loans secured by real estate: | 340,739 |
| Tier 1 Leverage Ratio | 10.09 |
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Commercial and industrial loans | 44,811 |
| Off Balance Sheet Exposures (%) | 10.45 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 39,740 |
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