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 Farmers State Bank & Trust Co.
Farmers State Bank & Trust Co.
| RSSD ID 510947 | CERTIFICATE 10458 | ABA NUMBER 81218536 |
| 129 W Main St |
Quarter Ended : |
2025-12-31 |
| Mount Sterling, Illinois, 62353 |
Updated : |
2026-01-27 |
| www.fsb-tc.com |
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| Institution Profile |
| Year Opened : |
1914 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
17 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 134,146 |
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Total Interest Income | 6,923 |
| Total Liabilities | 123,391 |
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Total NonInterest Income | 489 |
| Total Bank Equity Capital | 10,755 |
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Total Interest Expense | 2,221 |
| Total Deposits | 122,000 |
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Total NonInterest Expense | 2,773 |
| Net Loans & Leases | 90,867 |
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Net Income | 1,692 |
| Loan Loss Allowance | 1,081 |
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Net Charge Offs | 2 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 12,867 |
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Total loans | 90,906 |
| Total assets for the leverage ratio | 132,507 |
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Loans secured by real estate: | 66,221 |
| Tier 1 Leverage Ratio | 8.88 |
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Commercial and industrial loans | 14,564 |
| Tier 1 Capital Ratio | 12.39 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.55 |
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Loans to individuals - Other | 3,613 |
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:· Farmers State Bank & Trust Co.
