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 Wayne County Bank
Wayne County Bank
| RSSD ID 511832 | CERTIFICATE 9168 | ABA NUMBER 64105734 |
| 216 S High St |
Quarter Ended : |
2025-03-31 |
| Waynesboro, Tennessee, 38485 |
Updated : |
2025-04-25 |
| waynecountybank.com |
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| Institution Profile |
| Year Opened : |
1914 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
90 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 545,725 |
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Total Interest Income | 8,675 |
| Total Liabilities | 478,491 |
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Total NonInterest Income | 821 |
| Total Bank Equity Capital | 67,234 |
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Total Interest Expense | 3,498 |
| Total Deposits | 467,956 |
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Total NonInterest Expense | 2,878 |
| Net Loans & Leases | 381,640 |
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Net Income | 2,196 |
| Loan Loss Allowance | 4,587 |
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Net Charge Offs | 34 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 382,599 |
| Total assets for the leverage ratio | 550,056 |
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Loans secured by real estate: | 282,176 |
| Tier 1 Leverage Ratio | 12.79 |
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Commercial and industrial loans | 53,827 |
| Off Balance Sheet Exposures (%) | 10.33 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 30,859 |
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:· Wayne County Bank
