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Beacon Community Bank
Beacon Community Bank
| RSSD ID 5136959 | CERTIFICATE 59106 | ABA NUMBER 53208341 |
| 2347 Highway 17n |
Quarter Ended : |
2025-09-30 |
| Mount Pleasant, South Carolina, 29466 |
Updated : |
2025-10-27 |
| www.beacon.bank |
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| Institution Profile |
| Year Opened : |
2018 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
75 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 957,482 |
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Total Interest Income | 35,359 |
| Total Liabilities | 881,798 |
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Total NonInterest Income | 1,531 |
| Total Bank Equity Capital | 75,684 |
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Total Interest Expense | 19,437 |
| Total Deposits | 766,637 |
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Total NonInterest Expense | 12,589 |
| Net Loans & Leases | 831,944 |
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Net Income | 3,120 |
| Loan Loss Allowance | 6,710 |
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Net Charge Offs | 110 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 85,886 |
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Total loans | 815,241 |
| Total assets for the leverage ratio | 887,904 |
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Loans secured by real estate: | 663,503 |
| Tier 1 Leverage Ratio | 8.88 |
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Commercial and industrial loans | 56,273 |
| Tier 1 Capital Ratio | 10.48 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.41 |
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Loans to individuals - Other | 95,465 |
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