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Beacon Community Bank
Beacon Community Bank
| RSSD ID 5136959 | CERTIFICATE 59106 | ABA NUMBER 53208341 |
| 2347 Highway 17n |
Quarter Ended : |
2025-12-31 |
| Mount Pleasant, South Carolina, 29466 |
Updated : |
2026-02-11 |
| Institution Profile |
| Year Opened : |
2018 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
76 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 964,035 |
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Total Interest Income | 48,715 |
| Total Liabilities | 887,949 |
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Total NonInterest Income | 1,914 |
| Total Bank Equity Capital | 76,086 |
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Total Interest Expense | 26,738 |
| Total Deposits | 747,821 |
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Total NonInterest Expense | 16,911 |
| Net Loans & Leases | 837,327 |
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Net Income | 3,393 |
| Loan Loss Allowance | 8,458 |
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Net Charge Offs | 186 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 87,906 |
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Total loans | 845,357 |
| Total assets for the leverage ratio | 944,975 |
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Loans secured by real estate: | 695,162 |
| Tier 1 Leverage Ratio | 8.37 |
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Commercial and industrial loans | 58,950 |
| Tier 1 Capital Ratio | 10.37 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.52 |
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Loans to individuals - Other | 91,244 |
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