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 First State Bank
First State Bank
| RSSD ID 513854 | CERTIFICATE 12757 | ABA NUMBER 103109390 |
| 106 N Dalton St |
Quarter Ended : |
2025-12-31 |
| Valliant, Oklahoma, 74764 |
Updated : |
2026-01-21 |
| www.fsbvalliant.com |
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| Institution Profile |
| Year Opened : |
1911 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
30 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 101,510 |
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Total Interest Income | 7,021 |
| Total Liabilities | 90,252 |
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Total NonInterest Income | 466 |
| Total Bank Equity Capital | 11,258 |
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Total Interest Expense | 1,240 |
| Total Deposits | 86,683 |
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Total NonInterest Expense | 4,257 |
| Net Loans & Leases | 68,374 |
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Net Income | 1,990 |
| Loan Loss Allowance | 920 |
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Net Charge Offs | 51 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 11,934 |
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Total loans | 68,867 |
| Total assets for the leverage ratio | 100,065 |
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Loans secured by real estate: | 42,928 |
| Tier 1 Leverage Ratio | 11.1 |
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Commercial and industrial loans | 10,740 |
| Tier 1 Capital Ratio | 16.85 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.1 |
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Loans to individuals - Other | 9,322 |
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:· First State Bank
